Many of us can make a budget, but few of us know exactly where our money is going. If that’s you, then perhaps services like Monarch Money can help you. Whether you’re tracking individual, family or business expenses, seeing graphs of your income, spending and savings can help you reach your personal finance goals faster.

Right now Monarch Money is offering its annual plan for 50% off when you redeem the coupon code NEWYEAR2026.

Monarch Money is a financial money tracking, budgeting and planning subscription that can help you visualize your current spending and expenses. To start, you can sync your accounts to see your net worth and credit score tracking.

They also offer budgeting tools that can help you reach long, medium and short-term goals. It also helps you plan by tracking your finance goal milestones, savings and debt repayment goals so you can make better money decisions.

You can also use Monarch Money to rack investment performance and monthly subscription payments. Plus, it’s available on just about every kind of device with a simple login.

Of note: the coupon code only applies to the annual plan, which means you can pay $50 for a year’s worth of service for an individual. You’ll also get the first week for free. If you prefer monthly service, the cost is $15 per month, and the code doesn’t apply.

We’ve also got an article on how to get smart with money so you can take better advantage of this deal.

Why this deal matters

Tracking and sticking to financial goals can be difficult. However, services like Monarch Money can be especially helpful for self-employed individuals, families, small businesses and anyone else who is serious about keep an eye out on their cash. You can save 50% off annual plans with the coupon code NEWYEAR2026 for a limited time.